PERSONAL FINANCE

Ways To Become Financially Independent

Ways To Become Financially Independent

After the 2008 economic crisis, many people assumed they would never be able to reach true financial independence – the ability to live comfortably off one’s savings and investments with no debt whatsoever However, individuals...
Taking Advantage Of A Current Account

Taking Advantage Of A Current Account

In simple words, a current account is day-to-day banking transactions made easy. Virtually anything can be done when you have a current account. But the larger perception, particularly among Nigerians is that a current...
QUALITIES OF GOOD CUSTOMER SERVICE

5 Essential Characteristics Every Customer Care Must Have

We see our customers as invited guests to a party, and we are the hosts. It’s our job every day to make every important aspect of the customer experience a little bit better” –...

Personal Finance: How much money is too little to manage?

Financial management is one subject that defines the disposition of any man towards contentment, modest lifestyle and standard of living. The financial capabilities of every worker out there is different, so is their demands...
HOW TO OPEN AN EDUCATION, SCHOOLS, COLLEGES, TERTIARY INSTITUTIONS ACCOUNTS

HOW TO OPEN AN EDUCATION, SCHOOLS, COLLEGES, TERTIARY INSTITUTIONS ACCOUNTS

This type of bank account is used to run  schools, institutions, colleges, and tertiary institutions. It also includes Students Union Governments (SUG), faculty and departmental unions. It is a tier three account and it can...
HOW TO OPEN PARTNERSHIP ACCOUNT

HOW TO OPEN A PARTNERSHIP ACCOUNT IN NIGERIAN BANKS

A partnership account is designed for unincorporated business entities between two or more individuals of equal rights, they share their profit, losses, assets and responsibility together and their liability to the business is not...
HOW TO OPEN CHILDREN ACCOUNT IN NIGERIAN BANKS

HOW TO OPEN CHILDREN ACCOUNT IN NIGERIAN BANKS

The children account is a type of account operated by a parent(s) or guardian on behalf of their children or wards. The child can be between the ages of 0-18 years old. This means...
HOW TO OPEN A DOMICILIARY ACCOUNT IN NIGERIAN BANKS

HOW TO OPEN A DOMICILIARY ACCOUNT IN NIGERIAN BANKS

A foreign currency denominated account designed for both individuals and corporate entities. Account can be funded through cash deposits, inflows and foreign cheques in the defined currency (Usually U.S Dollars, Euros and Pound Sterling),...

HOW TO OPEN AN NGO ACCOUNT IN NIGERIAN BANKS

Non-governmental Organizations are non-profit organizations whose activities are usually towards charity. They get most of their funding from donations and government grants. As a result of the nature of the NGO, operating a bank...

HOW TO OPEN A JOINT ACCOUNT IN NIGERIAN BANKS

A joint account is the type of account operated by two or more individuals. Each Account holder can effect transactions on the account, in accordance with specified account mandate requirements. This type of account...

How to open an estate account in nigerian banks

An estate account is a bank account that is set up and opened specifically for the purposes of administering a person’s estate after they have passed away. The person named the estate executor will...

How to open a business account in Nigerian Banks

Opening and operating a business account in Nigerian banks is different from running an individual account in terms of its requirements and documentations. To be able to own a business account, the business must...

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