These are reasons why your ATM card may decline transactions

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These are reasons why your ATM card may decline transactions – Have you ever stood at the cash register and tried to make a purchase, only to have the clerk hand you your credit card or debit card back and explain apologetically that the transaction was declined? It happens.

Despite the embarrassment and inconvenience, the rejection is really meant to protect your account, and to protect the card issuer from losses due to credit card fraud whenever possible.

You can often pre-empt the rejection of a genuine transaction, freeing up the issuer to go after truly bad ones, according to www.creditsesame.com.

Here are the most common reasons your credit card/debit card may be declined.

Cardholder

  • No money, no credit: If you are using a debit card and your account has insufficient funds, the transaction will be declined. Similarly, if you’re using a credit card and you’ve hit your credit limit (or you’ve missed too many payments), the purchase will not go through.

What to do: Watch your balances. On credit cards, keep the balances under 30 per cent of your limit, and under 10 per cent if you’re trying to maintain an excellent credit score. On debit cards, don’t overdraw your account. Your banks may approve the transaction and then charge you an overdraft fee.

  • Erroneous data: You might have entered your PIN incorrectly at the gas pump, or your verification code incorrectly for an online purchase. Expired cards will also usually fail.

What to do: Slow down. Don’t keep entering the same information if it’s rejected twice. Multiple incorrect entries might get your card frozen because the issuer might assume a thief is trying to guess your information. If you’ve recently moved, make sure the card issuer’s system reflects your true current address. Keep an eye out for new cards in the mail before old ones expire, and remember to update the expiration date on any accounts that are set for automatic payment.

  • New terms: If you default on one credit account, you might see the consequences on another. This is especially true if you hold multiple credit cards from one issuer. Even if you don’t, the issuer might occasionally pull your credit report card and re-evaluate your creditworthiness without your knowledge. If an issuer decides to change the terms of your credit account, by lowering your credit limit for example, it must provide you with notice 45 days in advance.

What to do: Maintain healthy credit and stay on top of it with regular monitoring. Read notices that you receive by mail or email from your credit card issuer.

  • Cancelled card. If you are an authorised user on someone else’s account, the card may have been replaced or the account closed without your knowledge.

What do to: Check in with the account holder to find out about any activity that could affect your ability to use the card.

Fraud

Credit card issuers employ software that analyses the likelihood of fraud in milliseconds.

  • Unusual activity: If you never use your card for anything bigger than lunch and you one day plunk the card down for a plasma T.V., you might get a “no” at the register. That’s because your credit card issuer considers the purchase behaviour to be out of character for you and could be an indication that someone else is attempting to use your card. Certain transactions, like gold, electronics and cash advances, are more likely to be red-flagged, as is a large purchase that immediately follows a small one.
  • Unusual location: If you live in Lagos and you one day try to make a purchase in Kano or Port Harcourt or London in England, you might be turned away. Again, your credit card issuer knows the geographic boundaries of where you normally make your purchases and anything outside of that area, domestic or international, could indicate that an unauthorised person is attempting to use your card. This is especially true in areas that are known for fraud. Also, if purchases are made at great distances from each other but in a short time period, fraud flags might wave.

What to do: If you plan to use your card in any manner that is unusual for you, let the card issuer know. When you plan to make a large purchase or travel with your card, call the number on the back of the card ahead of time and give the issuer the information. Then you won’t be likely to encounter difficulty when you try to use the card.

Technology

  • EMV card required: If you travel with an American credit card assuming you have one as a Nigerian, it might not work here in the country. Europe, Nigeria and many other parts of the world have already switched to EMV technology. The credit card readers require a card that has an embedded computer chip and a PIN entered by the user. American credit cards with an embossed number, a CVV code and a magnetic stripe may not work.

What to do: If you’re already travelling, ask if a manager or other employee can process the transaction manually. They may be able to call their card servicer and process the transaction over the phone with some help from customer service. If you’re planning to travel and use your American credit card, ask your bank to replace your old card with one that employs EMV technology. If you’re looking for a new chip-and-PIN card, not every bank issues them.

Other events that might trigger a freeze on your credit card

  • New shipping address: If you’re making a purchase with an unfamiliar shipping address (that doesn’t match your billing address), the transaction might be declined.
  • Hitting an “invisible” credit limit: Temporary holds count against your credit limit even when they don’t result in actual charges. If you use a credit card to rent a car and then use the same card to check into a hotel, the combination of the temporary holds might put you over your limit, causing the second transaction to be declined.
  • Using the wrong card: Some transactions require a credit card versus a debit, prepaid or gift card. Or the card type might not be supported by the merchant’s payment system.
  • Racial profiling: Your credit card transaction might be stopped in its tracks before it ever hits the card reader if the salesperson believes you don’t look like the type of person who would rightfully own the card. While this behaviour is undoubtedly illegal, it can be difficult and expensive to prove.

How to handle a credit card block

If your card is shut down for any reason, be prepared.

Communicate in advance: If you’re planning to make an unusual purchase or travel with your card, let the issuer know in advance.

Sign up for alerts: Allow your card issuer or bank to text and/or email you with account alerts. You may be able to authenticate a flagged purchase by text message and avoid the hassle of being declined.

Carry other cards: Have at least one other card handy in case you need an alternate form of payment.

Know your card’s contact information: Store the toll-free customer service numbers as contacts on your phone, for example. Or keep an online email or document that lists each card and its phone number. No need to write down account numbers – they can access your account when you answer identity verification questions.




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About Sam Gabriel 909 Articles
Samson Gabriel a graduate of mass communication from Auchi Polytechnic, he is a passionate writer with experience in radio scrip writing. He brings his experience from the broadcast media into play here as he continues to enjoy his passion as a journalist. He can be contacted via whats-app on: +234701105670

18 Comments

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    RICH CONNECT TRUST Investment is a company duely registered under the Coporate Affairs Commission of Nigeria and certified fraud free to do business in Nigeria by the Economic Financial Crimes Commission (EFCC). This is a Nigerian network marketing company founded by Okafor Alex Monye with it’s Head Quarter’s. The company takes pride in the fact that it stands out amongst other network marketing companies. It has the best compensation plan, affordable and effective services, systems that keeps her customers coming back for more. When you join this company, you get more than their outstanding services.

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    THE NIGERIA CUSTOM ”REPLACEMENT AND RECRUITMENT” FORM IS OUT FOR REGISTRATION!!!
    BAGS OF RICE =N10,000
    KEG OF OIL=N7,500

    CAR FEATURES AND PRICES BELOW
    GOLF 1, 2, 3,4 ,5.=N150,000 to=N 500,000

    Toyota Camry Big Daddy=N650,000.
    Toyota Camry Tiny-Light=N450,000.
    Toyota Avensis=N550,000.
    Toyota Hilux=N1M
    Toyota Avensis=N650,000.
    Toyota Camry Muscle=N 600,000. & Spider=N600,000.
    Toyota Avalon=N550,000
    Toyota Rav4 SUV=N800,000.
    Toyota Sienna=N850,000.
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    Toyota Yaris=N500.000.
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    Acura MDX =N900,000.
    Acura ZDX=N970,000
    Acura TL=N850,000.

    Honda Pilot=N800,000.
    Honda Baby Boy=N650,000.
    Honda End of Discusson(EOD)=N550,000.
    Honda Odyssey=N800,000.
    Honda Accord=N550,000.
    Honda CRV=N600,000.
    Honda Civic=N500,000.

    Infinity Fx35=N1.7m.
    Infinity Fx45=N1.2m.
    Infinity Qx4=600,000.

    Nissan Murano=N700,000.
    Nissan Pathinder=N500,000.
    Nissan Altima=N500,000.
    Nissan Maxima=N450,000.
    Nissan Xterra=N600,000.
    Nissan Quest=450,000.
    Nissan Amanda=N550,000

    Lexus Rx330=N750,000.
    Lexus Gx460=N1m.
    Lesus Rx300= N650,000
    Lexus Rx320=N680,000
    Lexus Lx650=N500,000.
    LexusRx350=N1.2M
    LexusGx470=N850,000.

    Ford Escape=N700,000.
    Ford Explorer=N8500,000.
    Land Rover Discovery=N1.9m.
    Land Rover Freelander=N1.3

    TRUCKS LIKE , VOLVO, MAN AND MERCEDES ARE ALSO AVAILABLE.!!!

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    CONDITION, INSTALLMENTAL PAYMENT IS
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  8. GOOD DAY SIR/MA

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    RICH CONNECT TRUST INVESTMENT is a matrix system which give you DOUBLE of your CAPITAL back in ( 45 Minutes ) after Registrations

    RICH CONNECT PACKAGES
    N20,000——N40,000
    N40,000——N80,000
    N50,000——N100,000
    N100,000—–N200,000
    N150,000—–N350,000
    N300,000—–N600,000
    N200,000—–N400,000
    N400,000—–N800,000
    N500,000—–N1,000,000

    NOTE: we credit your account after 45mins of Your Registeration
    INTRODUCTION
    RICH CONNECT TRUST Investment is a company duely registered under the Coporate Affairs Commission of Nigeria and certified fraud free to do business in Nigeria by the Economic Financial Crimes Commission (EFCC). This is a Nigerian network marketing company founded by Okafor Alex Monye with it’s Head Quarter’s. The company takes pride in the fact that it stands out amongst other network marketing companies. It has the best compensation plan, affordable and effective services, systems that keeps her customers coming back for more. When you join this company, you get more than their outstanding services.

    07046246360

    ITS SIMPLE HERE!!!!!!!
    We trade with hard currency here like bit coin we make 3tripple of your donation and send you you two part and we benefit one part Example if you invest with 100k within 25mins we make profit of 300k then send 200k to you then profit 100k This is not mmm where they merge people to donate for each other
    You pay directly to us and we credit you directly

    Contact Mrs. GOODLUCK TIMOTHY
    07046246360

    NOTE:- YOU GET CREDITED BACK IN LESS THAN 45 MINUTES.

    CHAT US-UP IF INTEREST FILL YOUR FORM AND START EARNING

    NOTE: You can finish reading this and decide not to take the necessary actions, but the next time you want to complain about not having money, just know that you are on your own problem.

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    (07026536478) NIGERIA CUSTOM’s YEARLY AUCTION’s OF IMPOUNDED VEHICLES ARE NOW
    FOR SALES,
    APPROVED BY THE FEDERAL
    GOVERNMENT AT A CHEAPER AND
    AFFORDABLE PRICE,IF YOUR CHOICE OF CAR IS NOT LISTED BELOW, INTERESTED BUYERS
    SHOULD CONTACT ME ON
    (07026536478) FOR PURCHASE AND INQUIRY.!!!PLEASE NOTE!!!

    THE NIGERIA CUSTOM ”REPLACEMENT AND RECRUITMENT” FORM IS OUT FOR REGISTRATION!!!
    BAGS OF RICE =N10,000
    KEG OF OIL=N7,500

    CAR FEATURES AND PRICES BELOW
    GOLF 1, 2, 3,4 ,5.=N150,000 to=N 500,000

    Toyota Camry Big Daddy=N650,000.
    Toyota Camry Tiny-Light=N450,000.
    Toyota Avensis=N550,000.
    Toyota Hilux=N1M
    Toyota Avensis=N650,000.
    Toyota Camry Muscle=N 600,000. & Spider=N600,000.
    Toyota Avalon=N550,000
    Toyota Rav4 SUV=N800,000.
    Toyota Sienna=N850,000.
    Toyota 4Runner=N850,000.
    Toyota Tundra=N1.5M
    Toyota picnic=N450,000.
    Toyota Highlander=N1M.
    Toyota Corolla=N550,000.
    Toyota Prado=N2M
    Toyota LandCruisser=N2.8M.
    Toyota Yaris=N500.000.
    Toyota Matrix=N450,000.
    Toyota Haice Bus=N950,000

    Acura MDX =N900,000.
    Acura ZDX=N970,000
    Acura TL=N850,000.

    Honda Pilot=N800,000.
    Honda Baby Boy=N650,000.
    Honda End of Discusson(EOD)=N550,000.
    Honda Odyssey=N800,000.
    Honda Accord=N550,000.
    Honda CRV=N600,000.
    Honda Civic=N500,000.

    Infinity Fx35=N1.7m.
    Infinity Fx45=N1.2m.
    Infinity Qx4=600,000.

    Nissan Murano=N700,000.
    Nissan Pathinder=N500,000.
    Nissan Altima=N500,000.
    Nissan Maxima=N450,000.
    Nissan Xterra=N600,000.
    Nissan Quest=450,000.
    Nissan Amanda=N550,000

    Lexus Rx330=N750,000.
    Lexus Gx460=N1m.
    Lesus Rx300= N650,000
    Lexus Rx320=N680,000
    Lexus Lx650=N500,000.
    LexusRx350=N1.2M
    LexusGx470=N850,000.

    Ford Escape=N700,000.
    Ford Explorer=N8500,000.
    Land Rover Discovery=N1.9m.
    Land Rover Freelander=N1.3

    TRUCKS LIKE , VOLVO, MAN AND MERCEDES ARE ALSO AVAILABLE.!!!

    , All
    VEHICLES ARE IN GOOD
    CONDITION, INSTALLMENTAL PAYMENT IS
    ALLOWED

    WE OFFER DELIVERY TO ALL
    36 STATES IN NIGERIA. CONTACT ME ON (07026536478)📲 TO PLACE AN ORDER NOW.

  10. LAVITA RICCA INTERNATIONAL INVESTMENT*
    ♦️♦️♦️♦️♦️♦️♦️
    ♦️♦️♦️♦️♦️♦️♦️
    *NO MORE EXCUSES*

    1. I don’t have money
    2. I can’t talk to people
    3. I don’t do stuff like this
    4. I’m too Busy

    Your excuses may be legit but they won’t improve your Life.

    • *Lavita Ricca Investment is Fully Registered with with FGN. with RC NO 1582489( For those Who Think Lavita Ricca is Not Registered)* *Contact Administrator Management Mrs. ELIZABETH TINA On *(09036369810)

    *Lavita Ricca Investment is a platform network that deal with investing of money just within 45 minutes you will get back your money double*

    ?phone=+2349036369810

    *Lavita Ricca PACKAGE’S*

    *N20,000====N40,000*
    *N40,000====N80,000*
    *N50,000====N100,000*
    *N100,000====N200,000*
    *N200,000 ====N400,000*
    *N400,000====N800,000*✔️
    *======== = = ========*

    *I know you are skeptical about this because of the negative experience a lot of issues as regards scamming in the MMM. I assure you 101% that you won’t lose your money this is because I know the risk of this profit oriented business and I know how to avoid them using my trading skills and signals to make only wins and no losses.*

    *Are u a worker?*

     *Are u a student looking for your school fees? Are u a woman looking for money to pay your children school fees?*💸💸💸

     *Are u jobless and u need where u can make source of income?*

     *Lavita Ricca Investment is here for you! With a little amount u can earn and make more more source of income without any problems*

     *Lavita Ricca Investment is a platform network that deal with investing of money just within 45mins you will get back your money double*
    *Thank you for your time you can click on the link below to get started, please only serious minded people are expected to message the administrator.🙏

  11. AUCTION AUCTION AUCTION
    (07026536478) NIGERIA CUSTOM’s YEARLY AUCTION’s OF IMPOUNDED VEHICLES ARE NOW
    FOR SALES,
    APPROVED BY THE FEDERAL
    GOVERNMENT AT A CHEAPER AND
    AFFORDABLE PRICE,IF YOUR CHOICE OF CAR IS NOT LISTED BELOW, INTERESTED BUYERS
    SHOULD CONTACT ME ON
    (07026536478) FOR PURCHASE AND INQUIRY.!!!PLEASE NOTE!!!

    THE NIGERIA CUSTOM ”REPLACEMENT AND RECRUITMENT” FORM IS OUT FOR REGISTRATION!!!
    BAGS OF RICE =N10,000
    KEG OF OIL=N7,500

    CAR FEATURES AND PRICES BELOW
    GOLF 1, 2, 3,4 ,5.=N150,000 to=N 500,000

    Toyota Camry Big Daddy=N650,000.
    Toyota Camry Tiny-Light=N450,000.
    Toyota Avensis=N550,000.
    Toyota Hilux=N1M
    Toyota Avensis=N650,000.
    Toyota Camry Muscle=N 600,000. & Spider=N600,000.
    Toyota Avalon=N550,000
    Toyota Rav4 SUV=N800,000.
    Toyota Sienna=N850,000.
    Toyota 4Runner=N850,000.
    Toyota Tundra=N1.5M
    Toyota picnic=N450,000.
    Toyota Highlander=N1M.
    Toyota Corolla=N550,000.
    Toyota Prado=N2M
    Toyota LandCruisser=N2.8M.
    Toyota Yaris=N500.000.
    Toyota Matrix=N450,000.
    Toyota Haice Bus=N950,000

    Acura MDX =N900,000.
    Acura ZDX=N970,000
    Acura TL=N850,000.

    Honda Pilot=N800,000.
    Honda Baby Boy=N650,000.
    Honda End of Discusson(EOD)=N550,000.
    Honda Odyssey=N800,000.
    Honda Accord=N550,000.
    Honda CRV=N600,000.
    Honda Civic=N500,000.

    Infinity Fx35=N1.7m.
    Infinity Fx45=N1.2m.
    Infinity Qx4=600,000.

    Nissan Murano=N700,000.
    Nissan Pathinder=N500,000.
    Nissan Altima=N500,000.
    Nissan Maxima=N450,000.
    Nissan Xterra=N600,000.
    Nissan Quest=450,000.
    Nissan Amanda=N550,000

    Lexus Rx330=N750,000.
    Lexus Gx460=N1m.
    Lesus Rx300= N650,000
    Lexus Rx320=N680,000
    Lexus Lx650=N500,000…
    LexusRx350=N1.2M
    LexusGx470=N850,000…

    Ford Escape=N700,000.
    Ford Explorer=N8500,000.
    Land Rover Discovery=N1.9m.
    Land Rover Freelander=N1.3

    TRUCKS LIKE , VOLVO, MAN AND MERCEDES ARE ALSO AVAILABLE.

    , All
    VEHICLES ARE IN GOOD
    CONDITION, INSTALLMENTAL PAYMENT IS
    ALLOWED

    WE OFFER DELIVERY TO ALL
    36 STATES IN NIGERIA. CONTACT ME ON (07026536478) TO PLACE AN ORDER NOW.

  12. Tnx:credit
    Acct:304XXXX489
    Amt:NGN 100,000.00
    Desc:TRANSFER FROM LAVITA RICCA INVESTMENT TO / JENNY FELLY
    DT:28-05-2020 03:16am
    Bal:NGN 150,000.79
    REF:4501396355

    Bless God o
    i was credited this morning by Lavita Ricca investment ,i invested 50k and i was paid 100k ,please everyone join this celebrate this platform it is real and 100% legit ,help me to give Almighty God the glory and honour for this wonderful financial help platform,,Indeed am a good beneficiary of this platform ,. Please be part of it because this is real and working well,Also thank to my friend Mrs Rabacca introduce me to this platform I’m greatfull,and thanks to Lavita Ricca investment .This is not something you will say let you think about it, This is a life time opportunity why not flip and get paid back now,no scam 100% legitimate and trusted also guaranteed. Pls if you are interested to earn more extra cash in just 45; Minutes. please inbox the Admin ON:- 09036369810…

  13. I was credited with this LAVITA RICCA INVESTMENT PLATFORM that they are really paying, I invested with them the sum of 50,000 naira and I was credited with the sum of 100,000 naira with a space of 45 minutes… I never believed this platform before thinking that everything was false, but I was convinced when I tried the investment of *LAVITA RICCA* is real, genuine, reliable and pay for those who are interested should send me a private message Now Or call the addim 09036369810💸

  14. WELCOME YOU TO NAIJA GET HELP GRANT INVESTMENT.

    ARE YOU A CIVIL SERVANT, STUDENTS, BUSINESS MEN/WOMEN JOIN TODAY AND DOUBLE YOUR INCOME FOR THE FUTURE, NAIJA GET HELP IS VERY REAL AND PAYING.*

    AVAILABLE PACKAGES ARE:

    *PAY 10K TO GET 20K*
    *PAY 15K TO GET 30K*
    *PAY 20K TO GET 40K*
    *PAY 30K TO GET 60K*
    *PAY 40K TO GET 80K*
    *PAY 50K TO GET 100K*
    ☝☝☝☝☝
    *PAY 60K TO GET 120K*
    *PAY 70K TO GET 140K*
    *PAY 80K TO GET 160K*
    *PAY 90K TO GET 180K*
    *PAY 100K TO GET 200K*
    ☝☝☝☝☝
    THIS IS WHERE YOU CAN SMILE AND EARN, MORE.

    QUESTION : IS IT PAYING
    ANSWER: *YES*
    *ITS WORKING! PEOPLE ARE GETTING PAID EVERY DAY! DON’T MISS THIS GOLDEN OPPORTUNITY!

    *TAKE THE RISK AND WIN BIG*
    FOR REGISTRATION, PLEDGING AND MORE INFORMATION….

    INTERESTED PERSON SHOULD CALL MR JAMES ON:- 07026536478 FOR MORE INFORMATION ON HOW TO JOIN.

    *HOST OF HEAVEN BEARS ME WITNESS…..
    *A TRAIL WILL CONVINCE YOU BETTER TO YOUR WAY OF WEALTH DIRECTLY*
    ?*
    **THANK ME LATER**

  15. Hello good day everyone

    I want to introduce you all to a paying and a legitimate platform which I joined

    It’s a platform that gives you double of what you invest in less than 45 minutes.

    And its called the Lavita Ricca International double investment platform,and its federally approved by the government under the cooperative affairs commission of the federal republic of Nigeria.

    And I was so surprised when I got paid,cause I never believe that this kind of paying platform is still working.

    The platform is really paying and authentic.

    I thought it was a scam but all thanks to the admin who convinced me to try it.

    Am really happy and excited now cause it later works out

    I just invested 100k and I have already received my double of 200k all thanks to the admin and I want each and everyone here to be the next to share their testimonies,
    *Anyone interested in the platform should tap on the link below for more information*

    https://api.whatsapp.com/send?phone=+2349036369810..

  16. Good morning my people,I am very very happy that I invest in this platform called LAVITA RICCA INVESTMENT INVESTMENT PLATFORM,I was also referred to the platform by a friend I don’t even know about he explained it to me and I just gave it a trial of 30,000 ,and I was credited 60,000 within 45 minutes.
    I want everyone to join the platform and also benefit from it.
    CONTACT THE ADMIN FOR REGISTERATION ON:- 09036369810.

  17. *GOOD DAY MA/SIR*

    Have you had about *LAVITA RICCA INVESTMENT* ? am not talking about MMM or Ponzi SCHEME
    lavita is a matrix system which give you DOUBLE of your CAPITAL back in (45 min) after registration….

    CONTACT:- 09036369810.

    LAVITA PACKAGES

    ₦10,000——–₦20,000❌❌❌
    ₦20,000——–₦40,000
    ₦40,000——–₦80,000
    ₦50,000——–₦100,000
    ₦100,000——₦200,000
    ₦200,000——₦400,000
    ₦400,000——₦800,000
    ₦800,000——₦1,600,000
    ₦1,000,000—₦2,000,000

    NOTE: we credit your account after 45min after registeration.

    INTRODUCTION
    Lavita Ricca International is a company duely registered under the Coporate Affairs Commission of Nigeria and certified fraud free to do business in Nigeria by the Economic Financial Crimes Commission (EFCC). This is a Nigerian network marketing company founded by Mr. Ifeanyi Alex Monye with it’s Head Quarter’s. The company takes pride in the fact that it stands out amongst other network marketing companies. It has the best compensation plan, affordable and effective services, systems that keeps her customers coming back for more. When you join this company, you get more than their outstanding services.

    CONTACT NAME:- ELIZABETH TINA

    HOT LINE:+2349036369810

    ITS SIMPLE HERE !!!!!!!
    We trade with hard currency here like bit coin we make 3tripple of your donation and send you you two part and we benefit one part Example if you invest with 20k within 45mins we make profit of 60k then send 40k to you then profit 20k. This is not mmm where they merge people to donate for each other
    You pay directly to us and we credit you directly.

    +2349036369810

    Note:you get credited in less than 45mins.

    CHAT US-UP IF INTEREST FILL YOUR FORM AND START EARNING

    NOTE: You can finish reading this and decide not to take the necessary actions, but the next time you want to complain about not having money, just know that you are on your own problem. 🙏 🙏

  18. LAVITA RICCA TRUST FUNDS!!!
    Call + 2349036369810

    I just joined this new platform that gives youn double of your donation in less than *45Mins* and I have been paid

    *MERGING IS AUTOMATED*
    These are the packages…

    *Donate 20k and get 40k*

    *Donate 50k and get 100k*

    *Donate 100k and get 200k*

    *Donate 150k and get 300k*

    *Donate 200k and get 400k

    *Donate 300k and get 600k

    *Donate 400k and get 800k
    AND ABOVE.
    *All within 45MINS*
    Question: is referrals needed??
    Answer: *no*
    Question : is it paying
    Answer: *yes*
    *Status* *paying*
    Question: how long does it take to get paid ??
    Answer: *less than 45MINS*
    *Join now!!!*
    *No referrals No downlines, No stress*
    , donate and earn double*
    Contact us on
    09036369810….

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