Simple steps to separate personal from business finances - Certain things don’t mix well, like your personal finances and your business. Keeping these things separate not only helps you reduce problems, it also greatly simplifies things and makes it easier...
Things to Avoid while making ATM cash deposit - Deposits at Automatic Teller Machines can be convenient, and they almost always work fine. However, you may run into trouble or have doubts about deposit ATMs. Are they safe? Do they...
3 facts about Dormant Bank Account - YOUR bank account becomes dormant if you don’t use it to perform any transaction for two years. Such transactions include withdrawal of cash at a branch or Automated Teller Machine (ATM), payment by...
How much financial risk can you take for more profit?
How do you like your risk when you’re investing your money? In your quest for profit and returns, are you prepared to risk it all and take an, to quote...
Evading banking cyber threats is more challenging than ever.
Smishing, a variation of phishing, targets mobile banking customers. But malware, short for malicious software, can infect any computer by attacking it through email or poisoned downloads. Cyber criminals can then...
When cash is tight and bills need to be paid, your first instinct may be to try to get a small business loan of some kind—any kind.
But depending on the type of small business financing you’re seeking, you may...
Your bank account is one of the most important things to understand about your personal finances. Without a bank account, it is difficult to be paid a salary or to budget effectively. You need to know the essentials of...
One of the great things about being a Nigerian is the ability to adapt to every situation, there has been oil boom, oil glut and oil doom – through it all we all live still having the mindset that...
Like it or not, we’re all CFO of our own personal economies. We have good quarters and bad ones, we have shortfalls and surpluses, and a file cabinet full of everything from tax documents to lawnmower receipts.
According to www.primermagazine.com,...
- 6 Practical Tips for the Single Man to Save That Money!
The average Nigerian dude (not necessarily the f*ckboy) wants to ball. You can’t really judge them either, because…you only live once. YOLO!
Monday to Thursday: you stay...
The Central bank of Nigeria (CBN) recently pegged the Naira exchange rate for payment of school fees (strictly universities) abroad and Personal Travel Allowance (PTA) at N375 to the dollar.
This is line with its determination to boost dollar supply...
Internet fraudsters are desperately devising different techniques to confuse customers of banks who make use of electronic system in order to have access to their funds and swindle them. One major way is to intercept their online transactions to...
Parents are pleased to watch the excitement on their children’s faces when they take them out to amusement parks and other places of fun on their free days.
While this makes children happy, parents should also consider more exciting ways...
A billionaire hardware chain founder, John Menard, was recently targeted by identity thieves. Someone had called his bank in Wisconsin, the United States, requesting that a sum of $475,000 be transferred to a bank account outside the country.
The fellow...
Some banks give you the option to apply for a loan online and the application process is usually fast and simple, www.sainsburysbank.co.uk, has said.
Rather than visiting a branch or speaking to the call centre, you can access the application...
The growth of e-commerce in global shopping and Nigeria has made ease of buying and selling a click away. One of the most popular activities on the Web is shopping. It has much allure in it — you can shop...
IT is indeed difficult to imagine any sector of the Nigerian economy that has recently undergone as much transformation in its day-to-day operations as the banking sector. Increasing sophistication in the lifestyle of its major clientele, changing tastes, and...
A car is one of the biggest purchases you can make, but it can also be one that most easily depreciates in value. The moment you drive a new car off the lot, it’s not worth nearly as much as...
Insurance enables you return to the position you where before the loss. This is why people take out insurance cover and pay premiums that, in the event of loss occurring on the insured risk the insurance company pays claim.
However,...
Buying your first home is usually a very exciting time in your life. You can spend months searching for the perfect place, and then one day, you finally find “the one”. You hurriedly make an offer, get all the...
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